How long does the process take?

The application process takes just a few minutes to complete and submit. You will then be contacted promptly by the finance provider handling your loan request, usually within 24-48 hours hours.

How does the approval process work?

Once you submit your application, we securely present your information to an exclusive network of our finance partners, who will then compete for your business. Our sophisticated technology selects the best provider for your situation, matching you with the lender offering the best interest rate and highest loan amount.

What happens after I am matched with my lender?

Once you are matched with a lender, the finance provider will further review your information and contact you within 24-48 business hours via phone or email. We encourage you to have your most recent credit score available when your lender reaches out to you.

What lenders do you partner with?

We partner with an extensive network consisting of thousands of trusted lenders and dealerships across the country that work with individuals of all credit types.

Can I get an auto loan even if I have bad credit?

Our lenders specialize in working with individuals of all financial backgrounds, including those with poor credit or bankruptcies, and will work with you every step of the way to get you approved and into your new car.

What kind of interest rates can I expect for my auto loan?

Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be. In most instances, APRs range from 2.99% to 29% depending on your geographic location, vehicle type and credit history.

Will it help if I have a cosigner on the loan?

A co-signer with a good credit rating can increase the likelihood of getting approved for the loan and interest rate you want.

Is this program for new cars or used cars?

We handle both new and used cars, as well as refinancing and lease buyouts. Our financing experts can help determine the best situation for you.

What types of vehicles qualify?

Our nationwide network of auto dealers provides for all types of personal vehicles (Cars, Trucks, SUV's, Mini Vans), both new and used. However, we do not provide loans for recreational vehicles, campers, motorcycles, classic cars or antiques.

What if I want to buy a car from an individual?

Currently, we do not offer auto loans when purchasing from an individual.

Are there any fees associated with the auto loan application?

This is a completely free service.

Why is right for me?

Unlike most other companies who offer no-money-down financing options or poor credit auto loans, anyone can apply for a loan regardless of credit rating. We have a thorough understanding of the auto finance market, which has allowed us to partner with thousands of trusted lenders and dealers nationwide. For these reasons, we are able to provide you superior service and match you with the best lender, tailored to your specific financial situation, in as little time as possible.